Ecuador immigration guide
A single investment threshold opens several doors, plus a dedicated route for retirees living on a pension.
Ecuador's residence options split into a retirement route built around a foreign pension and a set of investment routes that share the same qualifying threshold but differ in where the money goes — a bank deposit, shares in a company, or real estate. Because the three investment routes are priced at the same threshold, the choice mostly comes down to what an applicant already wants to hold: cash in a deposit, ownership in a business, or a property. Each route leads toward permanent residence and, later, citizenship, and the three investment routes don't require monthly income to be proven separately once the qualifying investment is in place.
Pick a route, see the real commitment
Every figure below is what Immimaps has verified for that route against Ecuador's official programme rules — not a marketing minimum.
The most liquid of the three investment options — a fixed-term deposit at a regulated bank, refundable once permanent residence is granted.
Built around a pension paid from abroad rather than an investment — the qualifying step is proving that income, not placing capital.
Check a proposal for this routeTies residence to an ownership stake in an Ecuadorian company rather than a deposit or a property.
Check a proposal for this routeTies residence to real estate registered in the applicant's own name — a fit for people already planning a property purchase.
Check a proposal for this routeThe order Investor Visa Company Shares follows
No confirmed rule change has been flagged for Ecuador since it was last checked against the official gob.ec portal on 2026-08-29. Immimaps keeps watching official immigration sources and will list dated changes here as soon as one is confirmed.
Check the gob.ec portal directly →Upload it and Immimaps checks it clause-by-clause against what Ecuador's official programme rules actually require.
Check my documentCountry Analysis lays out policy stability, financial exposure and process risk across all of Ecuador's programmes side by side.
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Fees, process steps, and terms — checked against Ecuador's program rules
Every figure on this page is checked against Ecuador's official immigration sources. Immimaps does not publish success rates, approval odds or any probability score — here or anywhere else.
Don’t take a life-changing move on someone else’s word.
Immimaps is not an agency and takes no placement fees. We show the real figures on every route, show the working, and tell you what it actually costs.
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