Thailand LTR visa for pensioners: a far higher income bar than the retirement visa, and the fee charged per person
Thailand · Long-Term Resident (LTR) Visa - Wealthy Pensioner Category
Income required
USD 80,000 per year
Passive (unearned) income of at least USD 80,000 a year at the time of application, such as pension, rental income, realised capital gains, dividends or interest. Earned income and salaries do not count. Applicants must be aged 50 or over
Also on file
USD 40,000 per year
Passive (unearned) income of at least USD 40,000 and below USD 80,000 a year, which must be combined with the Thai investment in this same option. Earned income and salaries do not count
Government fee
THB 50,000
Official fee, main applicant, initial application
Official source · Government fee checked 20 Sept 2026 · No rule-change history on file for this route — check the official source for changes · Figures read from the official rules on file at the time this page was served.
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Is yours in line with Long-Term Resident (LTR) Visa - Wealthy Pensioner Category?
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If the goal is simply to retire in Thailand, the LTR is the costly way in: its income bar is well above what the O-A retirement visa asks, about three times as much at the top tier, and the fee shown above is charged again for every family member. It pays off only for someone who needs what it adds: five years per grant and one report a year.
A retiree content with a yearly renewal can spend months on an application they never needed. Both routes start at age 50. The O-A accepts a bank deposit or a monthly income set in baht. The LTR wants passive income in US dollars, measured at the time you apply.
Approval through the Board of Investment brings a five-year stay, then five more if you still qualify, and a yearly report instead of the 90-day one. Its site also lists an overseas-income tax exemption without naming the categories it covers; ask before counting on it.
What counts as income
The board counts pensions, rent, realised capital gains, dividends and interest. Salaries and other earned income do not. Between half the figure above and the figure itself, you must add an investment already made in your own name before applying: Thai government bonds with at least five years left to maturity, a company registered in Thailand, or Thai property.
That investment buys the lower bar; it does not replace the income test. Do not buy a condominium to qualify until your passive income has been counted.
Family and health cover
A spouse and children under 20 may join, up to four people. Each needs health insurance at the board's minimum, Thai social security, or a bank deposit kept for 12 months.
Paid to the Thai state:
- The visa fee shown above, per person, when the visa is collected in Thailand; collecting it at an embassy or as an e-visa may cost more.
Paid to others:
- The firm's service fee, translations, and each person's insurance premium.
Ask the firm:
- Would an O-A retirement visa already meet your goal, and what does the LTR add that you need?
- Which of your income is passive on the board's list, and does it clear the bar on the day you apply?
- On the lower bar, is the investment already made, in your name, in a form the board accepts?
- How will each family member meet the health-cover rule, and is every person's fee in the quote?
- If the board turns you down, or changes the criteria before deciding, what happens to the fees already paid?
A visa agent's quote for the LTR can go through the box above: answer yes to its first question and it is read line by line against the published rules and the prices firms on file publish for this route. Nothing in writing yet? Answer no and enter the passive income you receive in a year. The check compares a document or a figure with the published rules, and does not look at your application or advise on it; for advice on your own case, speak to a qualified immigration lawyer.
General information, not legal advice.
