How much does help with a Spain non-lucrative visa cost?

You pay for the work, not the visa

€2,300. That was what one person paid for help with Spain's non-lucrative visa. By the end, they were doing the work themselves anyway.

Call them Morgan. It isn't their name. The non-lucrative visa is Spain's route for people who can live on their own savings or income without working there. The rules are public. The paperwork is not small. Like many people at the start, Morgan decided not to face it alone, and paid a firm €2,300 to help.

It took a while to see what that money was buying. Morgan still gathered every document. The firm's part was to say whether each one was the right document, and to put the file in order. Useful, but not the job most people picture when they hand over €2,300.

Then the firm made a mistake, and the mistake cost Morgan money. The firm took it off the bill. Then it made a second one. That was when Morgan stopped paying and finished the application alone.

Later, someone in an online group for people moving to Spain asked what everyone had paid for help with this visa: "Not Embassy charges etc but purely support costs." Morgan's was the first answer, and it came with a warning. "Understand that you will do all the work."

The answers that followed went all the way down. €400 plus expenses, "perfect". A small charge for someone to look over the paperwork. Around €200–250 for a local gestor (an administrative agent in Spain) who gives you the checklist, checks your papers, fills in the Spanish forms and recommends a sworn translator. Nothing at all, from people who did it themselves and said you just need to be organised.

And one answer at £1,000, from a firm with "a zero rejection rate". Another member replied at once: no one can offer that. A Spanish visa can't be bought.

Put the answers side by side and the spread looks like chaos: from nothing to €2,300 for the same visa. It isn't chaos. Each price bought a different share of the work. A checklist and a form. A second pair of eyes. A file put in order while you do the gathering. The visa was the same every time. The job wasn't.

That's the trap in a quote for "visa help". The number tells you what you'll pay. It doesn't tell you who does the work. Morgan found out after paying. The way to find out before is to ask, line by line: who gathers the documents, who fills in the forms, who arranges the translations, and who pays for a mistake.

Morgan was blunt about what no firm can do. It has no sway over whether you are approved. If you meet the requirements, you will be. If you don't, no fee changes that. Which is why a promise of zero refusals should make you more careful, not less.

For Spain's non-lucrative visa, we have fees from 8 firms on file. The typical fee is about €950. The middle half sit between €762 and €4,625. Some cover the application only, some the full package. Find out which one you were quoted before you hold it up against anyone else's.

The question was never whether €2,300 was a fair price for a visa. It was what share of the work €2,300 bought, and that is written in the quote, or it isn't.

See what firms charge for this visa

Based on a real case, shared publicly in an online group and anonymised. Fees on file as of October 2026.