Rule changes
  • From 1 January 2027: a succession plan becomes a condition for the middle and lowest pass categories.
  • Since 1 June 2026: employers must offer structured internships to keep hiring foreign staff.
  • Since 1 June 2026: the minimum salary for the middle pass category doubled to 10,000 ringgit a month.
  • Since 1 June 2026: the minimum salary for the lowest pass category rose to 5,000 ringgit a month.
  • Since 1 June 2026: the minimum salary for the top pass category doubled to 20,000 ringgit a month.
The Petronas Towers rising above the Kuala Lumpur skyline in daylight.
Country guide · Malaysia · Living there long-term
Malaysia flag

Malaysia, at your own pace.

Most people who look at Malaysia for a long stay look at Malaysia My Second Home, a programme for retirees and people living on their own means rather than a local salary.

Verified against the official esd.imi.gov.my portal · 2026-10-01· Photo: Izuddin Helmi Adnan / Unsplashesd.imi.gov.my

When rules change mid-way, the date your application is filed is what often decides which rules apply to you. Where are you right now?

Start here

Pick by how you live

3 routes, grouped by what Malaysia's system asks of you day to day — not by which visa is most talked about. Every figure below is what Immimaps has verified against Malaysia's official programme rules.

I'm retired, or nearly

A pension or other steady income from outside the country, and no plan to take a local job.

Malaysia My Second Home (MM2H)
$150,000 – $1,000,000one-time
Refundable
Staying on

What keeping the visa actually asks of you

Settling for good
PR on 2/3 routes · Citizenship on 2/3

Counted from each route's own rules. Some routes lead to permanent residence or citizenship and some don't; the route cards below say which.

Issuing authority
Immigration Department of Malaysia (Jabatan Imigresen Malaysia), Expatriate Services Division (ESD), Ministry of Home Affairs (MOHA), TalentCorp / Ministry of Tourism, Arts and Culture (MOTAC), through the One Stop Centre MM2H; passes are issued and final immigration approval given by the Immigration Department of Malaysia (Jabatan Imigresen Malaysia) under the Ministry of Home Affairs
Official source
PR / citizenship pathway
PR on 2/3 routes · Citizenship on 2/3
Who this fits
Retirees and people living on savings or income from abroad who want a long-stay pass without a Malaysian employer.Households willing to set aside a deposit and buy a home in Malaysia in return for a long-stay pass, and who can accept that some routes do not allow paid work.Professionals with a job offer from a Malaysian company who need a work pass tied to that employer.Established expatriate workers already living in Malaysia who want a longer pass that is not tied to one employer.
3 PROGRAMMES

Pick a route, see the real commitment

Every official figure below is what Immimaps has verified for that route against Malaysia's official programme rules — not a marketing minimum. Service fees are what independent firms publish for the route, shown only once five or more are on file.

Structural requirement
Employment Pass (EP)

A work pass applied for by a Malaysian employer on your behalf, sorted into categories by basic salary and tied to that employer and role.

Service fees on fileBenchmark coming soon
Check a proposal for this route
Refundable
Malaysia My Second Home (MM2H)
$150,000 – $1,000,000one-time

A long-stay pass for retirees and people living on their own means, with categories that vary in the deposit held, the home you must buy and the length of the pass, and in most of them without any right to take paid work.

Depends on the option chosenRefundable
Service fees on fileMYR 40,000–70,000by tier · 5 firmsstatutory fee scale · tax not stated · undated
Check a proposal for this route
Structural requirement
Residence Pass-Talent (RP-T)

A longer-term pass for skilled expatriates already working in Malaysia that lets you change employers, and which can support a later application for permanent residence rather than replace it.

Service fees on fileBenchmark coming soon
Check a proposal for this route
COST, STAGE BY STAGE

What each route costs, stage by stage

Added up from the official figures on file for each route — split into money spent for good, money locked and returned later, and money shown but never transferred. Not a modelled estimate.

Employment Pass (EP)▾

At application

Decision — reported: 0 months.
  • Spent for goodGovernment fees on file: MYR 2,691 – MYR 4,535, paid to the government for the initial application.
MYR 4,535 spent for good
Malaysia My Second Home (MM2H)▾

At application

  • Spent for goodGovernment fees on file: MYR 6,500 – MYR 205,550, paid to the government for the initial application.
  • Locked$150,000 placed as capital, returned when the conditions end.
  • LockedMYR 600,000 placed as capital — recoverable in principle, exposed in practice.

When the hold ends

  • Locked$150,000 returned when the conditions end.
MYR 205,550 spent for goodMYR 600,000 locked
$150,000 locked (of which returned: $150,000)

3 ways to qualify — shown: the cheapest. Alternatives: MYR 1,000 + $150,000 + MYR 600,000 (shown) / MYR 3,000 + $500,000 + MYR 1,000,000 / MYR 200,000 + $1,000,000 + MYR 2,000,000.

Figures in more than one currency; not added together.

Residence Pass-Talent (RP-T)▾

At application

Decision — reported: 0 months.
  • Spent for goodOfficial fees: MYR 6,440, paid to the government for the initial application.
MYR 6,440 spent for good
The Petronas Towers rising above the Kuala Lumpur skyline in daylight.
Petronas Towers, Kuala LumpurPhoto: Izuddin Helmi Adnan / Unsplash
HOW THE PROCESS UNFOLDS

The order Malaysia My Second Home (MM2H) follows

Residency permit issued
Renewable.
reported: 5 years
This shows the order Malaysia My Second Home (MM2H) follows, not a promised timeline. Any duration shown is what the official source reports as typical — not a guarantee for any individual case.
Did the rules change in 2026?
  • 2026-06-01The Immigration Department's Expatriate Services Division published a revised salary policy for the Employment Pass, applying to new and renewal applications submitted on or after 1 June 2026. Minimum basic monthly salary became RM20,000 and above for Category I, RM10,000 to RM19,999 for Category II, and RM5,000 to RM9,999 for Category III. Category III applications submitted on or after that date may now include dependants, and a succession plan becomes mandatory for Categories II and III from 1 January 2027. source
Check the esd.imi.gov.my portal directly →
What would a year in Malaysia actually cost you?

The cost calculator separates money spent for good from money that's only shown or locked up.

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Been handed a visa package or agent's offer?

Upload it and Immimaps checks it against what Malaysia's official programme actually requires, and reads the contract clause by clause. Free, no account.

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Every official figure on this page is checked against Malaysia's official immigration sources. Service fees are what independent firms publish for a route — not an official figure, and never any one firm's price. Immimaps does not publish success rates, approval odds or any probability score — here or anywhere else.

Don’t take a life-changing move on someone else’s word.

Immimaps is not an agency and takes no placement fees. We show the real figures on every route, show the working, and tell you what it actually costs.

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