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Country guide · Italy · Residency by investment
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Italy. What the capital buys, and what it risks.

EU residency through direct investment, or a slower-paced route for people living on passive income.

Entry capital
€250,000– €2,000,000
Routes
64 investment · 2 income-based
Citizenship-eligible
10 yearsreported
Verified against the official investorvisa.mise.gov.it portal · 2026-08-29· Photo: Wilfredor / Wikimedia Commonsinvestorvisa.mise.gov.it

When rules change mid-way, the date your application is filed is what often decides which rules apply to you. Where are you right now?

Italy's residency-by-investment program gives applicants four distinct entry points — company equity, government bonds, an innovative startup, or a philanthropic donation — each with its own capital commitment and holding rules, but a shared path toward renewal and eventually long-term EU residency. Alongside the investor routes sits an older, unrelated option built for people who can support themselves on passive income without working locally. Every route requires the qualifying capital or income to stay in place and be re-evidenced at each renewal; nothing here can be withdrawn or substituted mid-permit without risking the residency itself.

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What you keep, what you don't

6 tiers, three very different relationships with your money. Everything below is what Immimaps has verified against Italy's official programme rules — not a marketing minimum.

Capital at risk
€250,000 – €2,000,000
4 routes: Investor Visa Company Investment, Investor Visa Government Bonds, Investor Visa Innovative Startup, Investor Visa Philanthropic

Your money is exposed to the asset it sits in, or spent outright. Where the source names a holding period, it's in the ledger below.

Threshold, not at risk
€24,789.93 – €31,000
2 routes: Italy Digital Nomad Visa (Visto per Lavoratori Nomadi Digitali), Visto per Residenza Elettiva

Not an investment route at all — for people who can document steady income or savings and don't want to deploy capital.

THE SECOND DOOR

Living on the income you already have

Not everyone here is investing. This route asks for proof of steady income instead of a capital placement.

Threshold, not at risk
Italy Digital Nomad Visa (Visto per Lavoratori Nomadi Digitali)
€24,789.93/ year, shown — not held

€24,789.93 shown as proof of means — nothing is transferred.

Service fees on fileEUR 2,500typical · middle half EUR 1,990–3,997 · 5 firmsfull package · tax not stated · undated
Check a proposal for this route
Threshold, not at risk
Visto per Residenza Elettiva
€31,000/ year, shown — not held

Not an investor route — built for people who can support themselves on passive income and don't intend to work in Italy.

Service fees on fileBenchmark coming soon
Check a proposal for this route
6 PROGRAMMES

The ledger

RouteCapitalYour money isHold periodComes back?Service fees on file
Investor Visa Company Investment€500,000one-timeCapital at risk2 yearsAt market
Benchmark coming soon
Check a proposal
Investor Visa Government Bonds€2,000,000one-timeCapital at risk2 yearsAt market
Benchmark coming soon
Check a proposal
Investor Visa Innovative Startup€250,000one-timeCapital at risk2 yearsAt market
Benchmark coming soon
Check a proposal
Investor Visa Philanthropic€1,000,000one-timeNon-recoverable—No — spent
Benchmark coming soon
Check a proposal
Italy Digital Nomad Visa (Visto per Lavoratori Nomadi Digitali)€24,789.93/ year, shown — not heldThreshold, not at risk—Never leaves you
EUR 2,500typical · middle half EUR 1,990–3,997 · 5 firmsfull package · tax not stated · undated
Check a proposal
Visto per Residenza Elettiva€31,000/ year, shown — not heldThreshold, not at risk—Never leaves you
Benchmark coming soon
Check a proposal
COST, STAGE BY STAGE

What each route costs, stage by stage

Added up from the official figures on file for each route — split into money spent for good, money locked and returned later, and money shown but never transferred. Not a modelled estimate.

Investor Visa Company Investment▾

At application

Decision — reported: 3 months.
  • Spent for goodGovernment fees on file: €242 – €258, paid to the government for the initial application.
  • Locked€500,000 placed as capital — recoverable in principle, exposed in practice.
€258 spent for good€500,000 locked
Investor Visa Government Bonds▾

At application

Decision — reported: 3 months.
  • Spent for goodGovernment fees on file: €242 – €258, paid to the government for the initial application.
  • Locked€2,000,000 placed as capital — recoverable in principle, exposed in practice.
€258 spent for good€2,000,000 locked
Investor Visa Innovative Startup▾

At application

Decision — reported: 3 months.
  • Spent for goodGovernment fees on file: €242 – €258, paid to the government for the initial application.
  • Locked€250,000 placed as capital — recoverable in principle, exposed in practice.
€258 spent for good€250,000 locked
Investor Visa Philanthropic▾

At application

Decision — reported: 3 months.
  • Spent for goodGovernment fees on file: €242 – €258, paid to the government for the initial application.
  • Spent for good€1,000,000 — a non-recoverable payment, spent for good.
€1,000,258 spent for good
Italy Digital Nomad Visa (Visto per Lavoratori Nomadi Digitali)▾

At application

Decision — reported: 3 months.
  • Spent for goodGovernment fees on file: €232.46, paid to the government for the initial application.
  • Shown, never leaves you€24,789.93 shown as proof of means every year — nothing is transferred.
€232.46 spent for good€24,789.93 shown, never leaves you
Visto per Residenza Elettiva▾

At application

Decision — reported: 1 month.
  • Spent for goodGovernment fees on file: €232.46, paid to the government for the initial application.
  • Shown, never leaves you€31,000 shown as proof of means every year — nothing is transferred.
€232.46 spent for good€31,000 shown, never leaves you
Issuing authority
Ministry of Enterprises and Made in Italy (MIMIT) — Investor Visa for Italy Committee (IV4I). Residence permits issued by local Questura (Ministry of Interior). / Ministero dell'Interno, with visas issued by Italian consulates under the Ministero degli Affari Esteri e della Cooperazione Internazionale and residence permits issued by the Questura of the province of residence + 1 more
Government + processing fees
€232.46
PR / citizenship pathway
Both open on every route
Who this fits
Investors ready to put capital into an Italian company, government bonds, or an innovative startup and keep it in place for the residency period.Donors who want a one-time, irrevocable philanthropic route into residency rather than an ongoing investment.People living on passive income (pensions, investments, rental income) drawn to Italy's culture, climate, and EU access rather than its job market.Applicants who don't need or want to work in Italy — several of these routes explicitly do not carry local work rights.
The Colosseum in Rome at sunset
The Colosseum, RomePhoto: Wilfredor / Wikimedia Commons
HOW THE PROCESS UNFOLDS

The order Investor Visa Company Investment follows

reported: 3 months
Processing
Ministry of Enterprises and Made in Italy (MIMIT) — Investor Visa for Italy Committee (IV4I). Residence permits issued by local Questura (Ministry of Interior). reviews the application and issues a decision.
reported: 2 years
Residency permit issued
Renewable.
reported: 5 years
PR-eligible
The residency permit becomes eligible to convert to permanent status.
reported: 10 years
Citizenship-eligible
Eligible to apply for citizenship, subject to the country's standard requirements.
This shows the order Investor Visa Company Investment follows, not a promised timeline. Any duration shown is what the official source reports as typical — not a guarantee for any individual case.
Did the rules change in 2026?

No confirmed rule change has been flagged for Italy since it was last checked against the official investorvisa.mise.gov.it portal on 2026-08-29. Immimaps keeps watching official immigration sources and will list dated changes here as soon as one is confirmed.

Check the investorvisa.mise.gov.it portal directly →
Been sent an investment residency proposal?

Upload it and Immimaps checks it against what Italy's official programme actually requires — the threshold, the hold period, the fees the brochure leaves out — and reads the contract clause by clause. Free, no account.

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Want the country risk picture, not just the price?

Country Analysis lays out policy stability, financial exposure and process risk across all of Italy's routes side by side.

Open Country Analysis

Every official figure on this page is checked against Italy's official immigration sources. Service fees are what independent firms publish for a route — not an official figure, and never any one firm's price. Immimaps does not publish success rates, approval odds or any probability score — here or anywhere else.

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